Category: Money Saving Tips

You invest in your home thinking it will serve you well for years. But if you’re constantly battling high bills, peeling paint, or rooms that feel damp and drafty, your home might be working against you. For homeowners and landlords looking to reduce long‑term costs, increase property value, or avoid...

Have you noticed that your monthly spending has increased without your knowledge? A new smartphone, a few extra meals out, or another streaming service. These small upgrades seem minor. However, over time, they add up and hurt your finances. Interestingly, the latest report from the NimbleFins revealed that the average...

Ever thought about how secure your home really is? It's your personal space, your sanctuary, full of memories and all your stuff. But imagine someone just walking in and taking that sense of safety away. Sadly, not thinking about home security can hit you hard in more than one way....

We, at Circadian Capital, help you in managing your finances with practical advice and expert insights. Let’s look at how to address the mental hurdles related to money. Many people say money causes problems, but usually, it is not simply a lack of money that creates stress, it’s fear of...

We have all felt overwhelmed or stressed and then made an impulsive purchase to feel better. It might be new shoes, a device we don’t need, or takeout for the third time this week. Have you ever thought about why we shop when our emotions are running high? Emotional spending...

Preparing for retirement can feel overwhelming, and it’s easy to put off savings for your pension. But ignoring your pension now can lead to problems in the future. We, at Circadian Capital, help you navigate the details of pension planning to ensure you have stability later on. Keep reading to...